KreditBee Personal Loan App APK for Android Download

KreditBee stands as a reliable online platform for quick personal loans, with more than 5 Crore Indians putting their trust in its services. Whether you are a salaried worker or self-employed, you can request a fast personal loan and get instant credit transferred directly to your bank account within 10 minutes.

The best part is that there’s no need for tiresome paperwork or physical documents as the entire process is conducted online, allowing you to access funds whenever and wherever you need them.

KreditBee Personal Loan App APK Features

• Personal loans available from ₹1,000 to ₹4,00,000.
• Interest rates varying from 0% to 29.95% per annum.
• Loan tenures spanning from 3 to 24 months.
• APR (Annual Percentage Rate) ranging from 0% to 70%.
• Minimal transaction fees.
• Speedy loan approval and easy-to-manage EMIs.

What makes KreditBee the preferred choice and an ideal solution for all customers?

• Swift online loan processing.
• Attractive low-interest rates.
• A hassle-free application process.
• Expedited loan approval.
• Digital handling and disbursal of loans within 10 minutes.
• Feasible EMIs for smooth loan repayment.

KreditBee’s personal loan app encompasses swift approval, accommodating EMIs with flexible repayment durations spanning 3 to 24 months. The absence of physical documentation makes it a paperless process, ensuring complete transparency in all interactions with customers. The app offers convenience, enabling you to secure a fast personal loan at your convenience, and it’s available in both English and Hindi.

Why should you opt for KreditBee?

• Quick personal loans suitable for various purposes, whether it’s financing purchases, trips, education, shopping, or managing wedding expenses, debt consolidation, home repairs, and medical bills.
• Flexible interest rates that range from 0% to 29.95% per annum.
• Security is guaranteed through partnerships with RBI-certified NBFCs/Banks.

KreditBee’s lending partners include reputable organizations like Krazybee Services Pvt. Ltd., IIFL Finance Ltd., Incred Financial Services Ltd., and more.

KreditBee offers various loan types to meet diverse needs:

• Flexi Personal Loan: Repayable over 3-10 months for amounts ranging from ₹1,000 to ₹50,000, requiring only a PAN card and proof of address.
• Personal Loan for Salaried Individuals: Fast personal loans with flexible repayment terms of 3 to 24 months, spanning ₹10,000 to ₹4,00,000. Applicants need to provide a PAN card, address proof, and salary proof.
• Personal Loan for Self-Employed Individuals: Quick personal loans ranging from ₹10,000 to ₹1,50,000, with flexible tenures of 3 to 12 months. PAN card and address proof are required for application.
• Purchase on EMI: Enjoy a seamless shopping experience with KreditBee’s Purchase on EMI feature. Shop online or offline from over 2 Lakh+ merchants, convert purchases up to ₹2,00,000 into easy EMIs without any processing fees. A PAN card and address proof are needed.

As an example, if you are a salaried individual borrowing ₹50,000 with a 12-month tenure, an interest rate of 20% per annum, a processing fee of ₹1,250 (2.5%), an onboarding fee of ₹200, and applicable GST, your total interest would be ₹5,580. This results in an EMI of ₹4,632 and an APR of 26.92%. The disbursed amount would be ₹48,289, and the total repayment amount would be ₹55,580.

To be eligible for a KreditBee loan, you need to be an Indian citizen above the age of 21 with a consistent monthly income.